Creating eco-friendly change doesn’t have to include drastic transformations, but can begin with a few small steps. As a bonus, many changes are cost-efficient and can offer substantial savings over time. Here are eight tips on how to increase the green both in your environment and in your pocket.

1.) Replace surface cleaners with white vinegar. Vinegar disinfects as well as store-bought spray solutions and can be used on counters, refrigerators, bathrooms, hardwoods and numerous other locations. The smell dissipates quickly, it’s non-toxic and safe to use around food, children and pets.

2.) Buy in bulk. Purchasing items in large quantities is economical and reduces packaging materials used. Avoid individually packaged items as they not only increase consumer waste but usually cost more per unit.

3.) Take your own canvas or reusable bags to the grocery store. Many stores offer a discount per bag that you bring yourself.

4.) Stop eating fast food. Many establishments package items individually with just a fraction of the discarded materials being recycled. Eat at home, which is not only more economically sound, but also generally healthier and reduces the amount of waste sent to a landfill for a single meal.

5.) Switch to online banking. Most banks now offer paperless options, allowing you to receive notifications via e-mail and keep track of your account online. Statements can be filed digitally, reducing paper clutter at home and freeing space in your file cabinet. Automatic payments set up through online banking can ensure prompt transactions, reducing late payments and the late fees that go along with them.

6.) Turn out lights. It seems so simple but is easily overlooked. Turning out a light when leaving a room — or using natural light when available — saves not only on the electric bill, but also in the purchasing of replacement light bulbs.

7.) Use reusable cloth napkins instead of paper. This saves an average of over 2,000 napkins per person per year.

8.) Unplug appliances and electronics when not in use. Even if an item is turned off, it still draws substantial power while plugged in.

Worried about family members feeling overwhelmed with change? Make one adjustment at a time, allowing it to become a natural part of your daily life before moving on to the next.